For people in Dubai, there are several credit cards that offer many benefits. What a credit card must provide is, is basically paying. The credit card is also known as a payment card. Its meaning is a card by which you can pay and purchase some goods, and the transaction made is issued by the bank or by a financial institution. Credit cards are an electronic way of paying the goods, and they always contain information about the cash situation to the holder of the card. Credit cards are the most smart form of electronic banking.
Majid Al Futtaim Finance (Najm) Cashback Blue
The main advantages of this credit card are that the clients get up to two percents cashback on Crossway purchases. They can use their MasterCard at Crossway Hypermarkets.
The Phone facility lies in the possibility of choice to transfer up to seventy percents from the client’s card limit to his checking bank account. The clients can do shopping, dining, and a variety of purchasing activities using, often getting discounts in different markets, locals, restaurants, malls.
The condition which clients must satisfy is to have a minimum monthly income of 5,000 AED. There is no annual fee on this card.
Citibank Citi Simplicity
The main advantages of this credit card are that the clients can get up to 40% discount at more than 150 stores within Dubai, next, there are no annual fees for membership on this card, and not even late fee, there is no any advanced fee also. The clients must have at least 5,000 AED monthly income to get this card. There are no fees for applying for this card. The card offers no miles programs, neither rewards programs. The monthly rate is 2.99% of the outstanding balance, as same as the foreign currency rate that is 2.99% too.
Citibank Citi Life Platinum
PlatinumThis card is most recommended for complimentary valet parking, free lunches, and most common for the lovers of cinema because they get free movies at VOX cinemas. Complimentary valet parking includes 1 parking in duration one month in more locations in Dubai, and also Abu Dhabi where parking is more expensive. This credit card offers unlimited access to more than 20 lounges at the airport, including here the Basic and Supplementary Cardholders. The condition clients should be met with is the monthly income of 8,000 AED. There is annual applicable fee for the Citibank Citi Life Platinum credit card, in value of 300 AED.
ADIB Cashback Visa Platinum Card
The ADIB Cashback Visa Platinum Card offers a free access to the lounges in Dubai’s Airports, as it offers facilities with discounts at the ADIB Travel Desk. When applying for this card, the client gets four free cards, and he gets instantly SMS for updates or information for any changes. It features salary transfer with profit rate that starts from 2.99 %. The person who wants to get an ADIB credit card, must have at least 5,000 AED salaries per month.